Govt condo eligibility handles SC/SPR family strategies, cash flow ceiling ordinarily set for EC new launches, Main residence definitions, and HDB residence possession policies; grants available for eligible initially-timers; minimum occupation time period 5 years, comprehensive privatisation following 10; financing by means of lender financial loans subject to TDSR with LTV around 75% if 1st personal loan; ABSD not payable for immediate new EC purchase by eligible initial-timers; relevant key terms include EC eligibility criteria, age, marital status, orphan scheme, property disposal timelines, resale restrictions, citizenship specifications, website and booking/balloting processes shaping consumer qualification and buy scheduling.